Broker Jane is working with Buyer Bob to purchase a home but has no signed agency agreement. Under the general law of agency, this is?

The situation described involves Broker Jane working with Buyer Bob without a signed agency agreement, which indicates an implied agency relationship. In real estate, an implied agency is created when the actions and behaviors of the parties indicate a mutual agreement, even if a formal contract does not exist.

In this scenario, Buyer Bob's reliance on Broker Jane for assistance in the home-buying process suggests that an agency relationship has been established implicitly through their interactions. Jane is acting on Bob's behalf, conducting activities typical of an agent—such as providing advice and showing properties—without a written agreement explicitly defining their relationship.

The other types of agencies mentioned are not applicable in this particular case. Express agency would require a formal agreement that specifies the duties and responsibilities of the agent, which is absent here. Universal agency refers to a relationship where the agent has broad authority to act on behalf of the principal in all matters, and special agency refers to a situation where the agent is granted authority to act on behalf of the principal in a specific transaction or for a specific purpose. Since neither an express nor universal agency is established through formal documentation in this case, and the scope of action isn't limited in a way that would define it as a special agency, implied agency is the correct classification.