Federal Truth in Lending laws are also known as:

Federal Truth in Lending laws are often referred to as "Regulation Z." This regulation stems from the Truth in Lending Act (TILA), which was enacted by Congress to promote informed use of consumer credit by requiring disclosures about its terms and costs. This acronym indicates that the focus is on regulatory guidelines established to protect consumers in credit transactions.

Choosing "Regulation" aligns with this context because it signifies guidelines and rules set forth to ensure compliance and transparency in lending practices, helping consumers understand credit terms, including interest rates and fees. TILA and its implementing regulations are borne from legislative action, but the use of "Regulation" specifically highlights the enforcement and application of these rules within the financial and real estate sectors.

In contrast, the other choices do not have the same direct linkage to the Truth in Lending laws. "Acts of Congress" might encompass a broader legislative context beyond just TILA. "Consumer Financial Protection Laws" is a more general terminology that includes a range of various consumer protection measures but does not specifically denote the Truth in Lending laws. "Real Estate Disclosure Laws" are also pertinent to real estate transactions, but they refer more to the obligation of sellers to disclose property information, which is distinct from the focus of Truth in Lending.