When a buyer wants to make a contingent offer on a property due to a complex mortgage arrangement, the buyer's agent should advise whom?

When a buyer is making a contingent offer, particularly due to a complex mortgage arrangement, it is crucial for the buyer to ensure that the terms of the offer are worded correctly and protect their interests. Consulting with an attorney is the best course of action in this scenario because legal language in contract wording can significantly impact the buyer's ability to secure financing and fulfill the terms of the offer successfully.

An attorney has the expertise to understand the nuances of real estate contracts and can provide the necessary guidance in drafting the contingent offer to ensure it is enforceable and clearly outlines the terms of the mortgage arrangement. This helps prevent potential misunderstandings or disputes in the future.

Although financial advisors can provide valuable information regarding financing options, they may not have the specific legal knowledge needed to navigate contract specifics. Similarly, preparing a contract independently may overlook critical legal requirements, and simply requesting adjustments from the seller may not address the intricacies involved in a complex mortgage scenario. Therefore, consulting an attorney is the most prudent step for the buyer to take in this situation.